B&W RURAL
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B&W Rural Prepay Program

Prepay with B&W Rural and receive a 4.2% p.a. reward on future farm supplies purchases.*

Simply request an application form from your local B&W Rural branch. Once approved, an invoice for farm supplies will be provided and a reward of 4.2% p.a. will be applied to your B&W Rural pre-payment account.


FAQ

Who's eligible?
To be eligible for the B&W Rural Pre-payment Program, you must deposit money in a B&W Rural Pre-payment Account.
Minimum amount to be deposited will be $10,000.

What is the reward?
A reward of 4.2% p.a. will be applied to the pre-payment account.

What are the terms?
Once deposited you cannot withdraw that money under any circumstances.
​Rewards amount must be used to purchase Elders farm supplies goods and services.
The reward amount is not interest and cannot be paid out separately to clients.
The reward amount is applied to the account each month.

What about fees and tax?
There will be no account keeping fees charged to you. 
Elders has obtained a ruling from the ATO that the prepayment is tax deductible in the year that it was paid.
​Certain conditions apply so clients should seek their own independent advice.

How do I apply?
Ask your local B&W branch for an application form.



Please note: B&W Rural Prepay Plus is Elders Rural Supplies Prepayment Program. 
​For more information, please visit their website. 
Updated December 2022
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